How To Avoid Getting Into Identity Theft Trouble

The credit card industry seems to be growing at an unprecedented rate. According to some statistical reports, the average American household has at least one credit card. In fact, from the total respondents in the survey, 81% of the households have at least one credit card.

This goes to show that more and more people are enticed to get their own credit card. The reasons for doing so are based on the fact that credit cards offer extreme cashless shopping convenience. Hence, everybody seems to be motivated to get at least one credit card.

However, the travails of the credit card industry do not end here. This is because read more...

What Everyone Should Know About Reducing the Risk of Identity Theft

Identity theft commonly begins with the loss or theft of a wallet or purse. But there are many or high-tech and low-tech ways criminals can get their hands on your personal and financial information in order to commit identity theft.

When someone uses your name or personal information, such as your credit card number, driver's license number, Social Security number, telephone number, or other account numbers, without your permission, you become a victim of identity theft.

Thieves steal your read more...

Identity Theft - The 1 Most Important Thing You Can Do Now!

Identity Theft - The one most important thing you can do to protect yourself!

If your credit card is ever stolen, don't panic. Immediately call the 3 national credit reporting organizations to place a fraud alert on your name and Social Security number. The alert tells every company that checks your credit (as the thief trys to use your credit card) knows your information was stolen, and they will contact you by phone to authorize new credit.

Why is this so important?

By the time most people do this, days read more...

Protect Your Network From Identity Theft Now!

It is deniable that our works and lives are more convenient and easier when using wireless. We can work anywhere and that is why wireless networks are becoming so popular. Especially if you have broadband Internet access, a wireless router can give you instant communication with the world.

Imagine you are sitting by the pool and enjoying chatting through the Internet. read more...

Don't Fall For The Latest Internet Identity Theft Scam

Q: I use PayPal to accept credit cards for my online collectibles business. I recently received an email that my PayPal account was going to expire in five days if I didn't click a link in the email and give them my PayPal account information. Being naturally paranoid I decided not to give this information and I'm happy to say that my PayPal account did not expire. Was this a scam? -- Brenda A.

A: Be thankful that your paranoia kicked in, Brenda, because you were about to read more...

Sensible Steps To Prevent Identity Theft BEFORE It Happens

Unfortunately, identity theft has become the crime of the new millenium. Though credit card companies and various agencies work to prevent it, it is, ultimately, the responsibility of each individual to take their own precautionary measures against this crime. Fortunately, there are some simple changes that can be taken, even today, to protect ourselves and, better still, prevent a theft from taking place at all. Below are 11 recommended steps that anyone can take read more... 

Identity Theft Young Victims: How to Protect Your Children's Identities

When we think of identity theft, children are probably not the first victims we might imagine. Unfortunately, more and more kids are being targeted for this crime, and the culprits may not be who you think. Right now, approximately 4% of all identity theft cases involve children, which means roughly 400,000 kids a year are having their futures ruined without their knowledge. *

In an article on MSNBC.com, a 24-year old man explained that by the age of 10, read more...

 Consumer Beware... Identity Theft Tools & Techniques

The Tools Used In Identity Theft

Identity theft is very quickly becoming the crime of choice for thousands of criminals worldwide. With online Internet access to just about any kind of database you want becoming easier and easier to acquire, the crime of Identity Theft is becoming so easy, a child could do it, if they are even mildly adept at using a computer.

So how does identity theft occur? Below are some of the ways you can become a victim

Identity Theft From The Dead: read more...

Identity Theft Recovery: The Road Back

Not too long ago, a friend of mine mentioned that one of his coworkers recently recovered his stolen identity. I asked how long the process took. "Only two years" he replied.

Compared to my business partner's six year nightmare "only" maybe appropriate but like most victims of identity theft, he probably thought "when". As in, "when will I get my life back?"

Privacy Rights Clearinghouse, a consumer nonprofit organization, reported that victims spend read more...

Identity Theft: Oh No. Not Them

You'll never hear the end of it if you decide to press charges. And besides you're not even sure you really want to do that. They might pay you back the money. Not. The burden is on you to sort this mess out and the worst part is once a relative or friend steals your identity, it's almost impossible to trust them again.

We hear about the high profile cases of hackers breaking into the databases of Lexis Nexus or DSW Shoe warehouse, yet most instances of identity theft never make the news. Usually it's something basic like a neighbor stealing a credit card application from your mailbox or a relative going thru your personal belongings

In the Better Business Bureau's 2005 Fraud Survey report they found relatives, read more...

Identity Theft – Additional Protection for Soldiers on Active Duty

Congress passed the Fair Credit Reporting Act several years ago in an attempt to smooth out some problems in the credit reporting industry. The best known provision of this Act is one that permits Americans to receive a free copy of their credit reports from each of the three main credit bureaus once per year. So far, this provision of the Act has been a success. A lesser-known provision of the legislation is one that is intended to protect active duty military personnel from being victimized by identity theft while they are out of the country.

Identity theft is a crime committed by someone who obtains personal information from a victim and then uses that information to obtain read more...